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Educational guides and articles to help you understand personal loans, credit scores, and borrowing smarter.

Is it Safe to Link My Bank Account to a Loan App?
Credit

Is it Safe to Link My Bank Account to a Loan App?

You’ve found a lender you like, hit the “Apply” button, and then—right before the finish line—a prompt appears asking you to connect your bank account....

2026-05-25 · 8 min read
CFPB Eliminates ECOA “Effects Test”: What the Rollback of Fair Lending Rules Means for Bad Credit Loans and Borrowing Capacity
News

CFPB Eliminates ECOA “Effects Test”: What the Rollback of Fair Lending Rules Means for Bad Credit Loans and Borrowing Capacity

CFPB Eliminates ECOA "Effects Test" Disparate Impact Liability in Regulation B On April 22, 2026, the Consumer Financial Protection Bureau (CFPB) finalized a sweeping rule that fundamentally reshapes fair lending enforcement under the Equal Credit…

2026-05-25 · 3 min read

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