Privacy Policy
Last updated: 2026-01-14
Borrow5K (“we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and protect information when you use our website and services (the “Site” and the “Service”).
By using the Site, you agree to the practices described in this Privacy Policy.
1. Information We Collect
Information You Provide
We may collect limited information when you interact with our Site, such as:
- Email address (if you contact us)
- ZIP code or state (for service availability)
- Technical and usage data (see below)
We do not collect full loan application or financial details through our Site when you submit a loan request through the embedded form.
Information Collected Through the Loan Request Form
Personal and financial information entered into the loan request form is collected directly by third-party providers and lenders, not by Borrow5K. This may include:
- Identity information
- Income and employment details
- Banking information
- Credit-related information
That information is handled according to the privacy policies of those third parties.
Information Collected Automatically
When you visit our Site, we may automatically collect technical data such as:
- IP address
- Browser type and device information
- Pages viewed and interactions with the Site
- Referring website or advertisement
- Cookies and similar tracking technologies
This information helps us improve performance, security, and user experience.
2. How We Use Your Information
We use your information to:
- Process and submit your loan request
- Share your request with lending partners and service providers
- Display relevant offers or financial services
- Communicate with you about your request
- Improve our Site and Service
- Detect fraud and maintain security
- Comply with legal obligations
We do not sell your personal information to unrelated third parties for general marketing purposes.
3. How We Share Your Information
We may share your information with:
Lending Partners
To help determine whether a lender may offer you a loan, we share your request information with lenders or lender networks who participate in our program.
These partners may review your information and may contact you directly with offers or requests for additional information.
Financial Service Providers
In some cases, we may share information with third-party financial service providers offering services such as:
- credit monitoring
- debt relief programs
- credit improvement services
These services are optional and governed by the provider’s own privacy policies and terms.
Service Providers
We may use vendors that help operate our business, including:
- hosting providers
- analytics services
- customer support platforms
- fraud prevention services
These providers may access personal information only as needed to perform services for us and are required to protect your data.
Legal Requirements
We may disclose information if required to do so by law, court order, or governmental request, or to protect our rights, users, or the public.
4. Credit Information and Authorization
When you submit a loan request through the form, lenders or their service providers may obtain your credit report or other credit data from consumer reporting agencies such as TransUnion, Experian, or Equifax.
Borrow5K does not access, store, or retrieve your credit report. Credit checks are performed solely by lenders or their authorized service providers in accordance with their own policies and with your authorization.
5. Cookies and Tracking Technologies
We use cookies and similar technologies to:
- remember preferences
- measure site performance
- analyze traffic
- improve user experience
- support advertising and marketing efforts
You may disable cookies through your browser settings, but some features of the Site may not function properly as a result.
6. Marketing Communications
You may receive emails or messages related to:
- your loan request
- service updates
- financial offers from partners
You may opt out of marketing communications at any time by using the unsubscribe link in emails or contacting us directly. Transactional or service-related messages may still be sent as necessary.
7. Data Security
We use reasonable administrative, technical, and physical safeguards to protect your personal information.
However, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security of your data.
8. Data Retention
We retain personal information only as long as necessary to:
- provide the Service
- comply with legal obligations
- resolve disputes
- enforce agreements
Information may be retained longer when required by law or business needs.
9. Children’s Privacy
Our Site and Service are intended only for adults. We do not knowingly collect personal information from anyone under the age of 18. If we learn that we have collected information from a minor, we will delete it promptly.
10. State Privacy Rights
California Residents (CCPA)
If you are a California resident, you may have the right to:
- request information about data we collect and share
- request deletion of personal information
- opt out of certain data sharing
To make a request, contact us using the information below. We may need to verify your identity before processing your request.
We do not sell personal information as defined under California law.
Other State Rights
Residents of certain states may have similar rights under local privacy laws. We will comply with applicable state privacy regulations as required.
11. Third-Party Websites
Our Site may link to third-party websites, including lenders and financial service providers.
We are not responsible for the privacy practices of those websites. You should review their privacy policies before providing personal information to them.
12. Changes to This Privacy Policy
We may update this Privacy Policy at any time. Updates will be posted on this page with a revised “Last updated” date. Continued use of the Site means you accept the updated policy.
13. Contact Us
If you have questions about this Privacy Policy or how your information is handled, please contact us using the contact information provided on the Site.