Category: News
3 guides in this category
Federal Reserve Pause Keeps Credit Card Rates at 23.79% While Hawkish Outlook Pushes Mortgages to 6.55% Recent policy maneuvers and persistent macroeconomic pressures have created a challenging landscape for consumer borrowing capacity. Following the Federal…
Federal Reserve Board Pauses Benchmark Interest Rate for Fourth Consecutive Meeting On June 17, 2026, the Federal Reserve Board announced its decision to hold its benchmark interest rate steady at a range of 3.50% to…
CFPB Eliminates ECOA "Effects Test" Disparate Impact Liability in Regulation B On April 22, 2026, the Consumer Financial Protection Bureau (CFPB) finalized a sweeping rule that fundamentally reshapes fair lending enforcement under the Equal Credit…
More from Our Resources
Articles from other categories you may find useful.
Does Afterpay Report to Credit Bureaus?
Yes — Afterpay reports to credit bureaus. As of 2025–2026, Afterpay reports payment activity to Experian for its Buy Now Pay Later transactions in the...
Read more CreditDoes Klarna Report to Credit Bureaus?
Yes — Klarna reports to credit bureaus. As of 2025–2026, Klarna reports payment activity to TransUnion and Equifax for its Buy Now Pay Later (BNPL)...
Read more CreditDoes Affirm Report to Credit Bureaus?
Yes — Affirm reports to credit bureaus. As of 2025–2026, Affirm reports payment activity to Experian for most of its loan products. On-time payments help...
Read more CreditMedical Debt on Credit Reports in 2026: What the Rule Changes Mean for Your Score
Medical debt and credit reports have been in legal and regulatory flux since 2022. Here is where things stand in 2026: the three major credit...
Read more CreditHow Long Does Bankruptcy Stay on Your Credit Report?
Chapter 7 bankruptcy stays on your credit report for 10 years from the filing date. Chapter 13 bankruptcy stays on your credit report for 7...
Read more CreditHow Long Does a Charge-Off Stay on Your Credit Report?
A charge-off stays on your credit report for 7 years from the date of the first missed payment that led to the charge-off. That date...
Read more